- Beam: 14' 0''
- Hull Material: Fiberglass
- Max Draft: 5' 0''
- Cabins: 3
- Heads: 2
WHARF RAT is a 2020 Beneteau Oceanis 46.1 in the sought-after three-cabin, two-head Alpi mahogany layout, extensively optioned from the factory and equipped since delivery for serious cruising. She is a deliberately specified East Coast boat: her owner ordered both the shoal-draft cast iron keel and the factory ICW-height mast, a combination that lets her run the Intracoastal Waterway and work the thin water of the Chesapeake without the compromises that force most 47-footers to go outside for the trip south. She has been privately owned since new and has never been chartered.
What sets her apart is everything that has been added for self-sufficiency. A Spectra Newport 400C watermaker, a Victron inverter system with Cerbo GX monitoring, Starlink and an IridiumGO! satellite communicator, three-zone air conditioning on a Cummins Onan generator, a Viking eight-person liferaft, a Para-Tech delta drogue and a Fortress storm anchor mean she can leave the dock and stay gone. The working sail inventory furls - a North Sails in-mast mainsail and 107% jib, and a Quantum Code 0 on an electric Profurl with wired and wireless remotes - with a Quantum asymmetric spinnaker and an unused Elvstrom storm jib to cover both ends of the range. All four Harken winches are two-speed electric, so two people handle her comfortably. The Yanmar 4JH80 has 816 hours with its 1,000-hour service already completed in Summer 2025.
Key Features:
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The L-shaped galley is to port at the foot of the companionway, which is the right place for it on a boat this beamy: the cook wedges against the companionway module on either tack rather than being thrown across an open cabin. The counter is Clay compact with Corian fiddles, and the split cold storage - a top-loading freezer alongside a front-loading refrigerator - means frozen stores do not have to be dug out from under the day's food.
NAVIGATION STATION
In place of a traditional chart table, Nauta specified a dedicated laptop desk against the forward saloon bulkhead to port with a flat-screen display mounted above it. It is a deliberate choice that reflects how these boats are actually navigated, and it buys back meaningful saloon volume in the bargain. Navigation is done from the Zeus displays at the helms; there is no chartplotter at the desk.
ELECTRONIC SYSTEMS
WHARF RAT was ordered with both of Beneteau's B&G electronics packages rather than one: the Coastal pack at the starboard helm and the Offshore pack at the port helm. The practical result is a full B&G system with a Zeus³ multifunction touchscreen at each wheel rather than a plotter at one and a repeater at the other, with NAC-3 autopilot control at starboard, a Triton² instrument display at port and a WR10 wireless remote so the pilot can be adjusted from anywhere on deck. Radar, AIS, wireless wind and upgraded sensors were added on top, and the owner has since fitted Starlink and an IridiumGO! for communications well beyond cell range.
HELM STATIONS - PORT
HELM STATIONS - STARBOARD
HULL
The 46.1's hull is a Pascal Conq design and one of the more consequential shapes in the current Oceanis range. The canoe body flares hard to a chine immediately above the waterline - a stepped hull that keeps a narrow entry forward for a soft ride while carrying maximum beam aft for form stability and interior volume. Twin rudders keep a blade properly immersed when the boat heels onto that chine, which keeps the helm light when the breeze is up and makes her well-mannered backing down. The hull is a monolithic solid polyester laminate over a bonded structural counter-mold; the deck is an injection-molded fiberglass and Saerform foam-cored sandwich with a molded-in diamond nonskid.
DECK
The deck plan is arranged so that everything happens aft: all winches and stoppers are within reach of the two helms, which leaves the coachroof clear and the side decks unobstructed. Side decks are wide, the toerail is molded in, and the bulwarks are raised enough to give real footing when the boat is heeled. Forward of the mast, a deep belowdecks sail locker with a stainless ladder and shelving sits just aft of the anchor locker - the right arrangement for digging out a reaching sail without wrestling it up a hatch, and it carries a second windlass remote so the anchor can be worked from the bow.
COCKPIT
MAST AND RIGGING
SAILS AND WINCHES
ENGINE AND MECHANICAL
WHARF RAT carries the optional Yanmar 4JH80 - 80 horsepower against the 57 hp standard engine - on a Yanmar saildrive turning a Flexofold three-blade folding propeller. The folding blades matter more than they sound: they cut a real amount of drag under sail against the fixed three-blade that came as standard, and on a boat that will spend most of her life sailing rather than motoring that is worth having. She shows 816 hours and the 1,000-hour service was completed in Summer 2025. The engine sits beneath the companionway in a soundproofed compartment with access from the companionway and from both aft cabins.
PLUMBING AND TANKAGE
Fuel is carried in a single 53-gallon rotomolded tank under the starboard aft berth. Fresh water is carried in the standard 98-gallon tank under the forward berth plus a factory 53-gallon second tank, for 151 gallons total - and with the Spectra Newport 400C watermaker aboard, tank capacity stops being the limit on how long she can stay out. Both heads have Jabsco Quiet Flush electric toilets that can draw either fresh or sea water, each with its own rigid holding tank.
ELECTRICAL SYSTEM
AUDIO/VISUAL AND ENTERTAINMENT EQUIPMENT
SAFETY EQUIPMENT
TENDER
BROKER’S COMMENTS
The 46.1 is the boat that finally made a big Beneteau make sense for the Chesapeake, and WHARF RAT is the best-prepared example of it I have seen. Two things separate her. The first is how she was ordered: the ICW-height mast and the shoal keel were specified together, deliberately, by an owner who intended to use the boat where most 47-footers cannot go. At 63' 6" she sits inside the Intracoastal Waterway's 65-foot fixed bridge standard that a standard-rig 46.1 at 66' 8" does not, and at 5' 9" of draft she can work the Bay's creeks and gunkholes rather than watching them go by. The second is everything added since. A watermaker, a Victron inverter system with Cerbo GX monitoring, Starlink, an IridiumGO!, a Viking liferaft, a Para-Tech drogue, a Fortress storm anchor and a tender with both electric and gas outboards are not boxes ticked on an order form - they are the equipment list of an owner who went places. Add 36,000 BTU of three-zone air conditioning on a Cummins Onan generator, a house bank and inverter renewed in 2024, and 816 easy hours on an 80 hp Yanmar with the 1,000-hour service behind it, and she is ready to leave for the Bahamas or to live aboard comfortably at a Chesapeake slip without a project list first.
REVIEWS
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